The Southwest’s Premier Private Money Lender
Hard Money Loan Products
- 3 Step Guide to Hard Money Lenders
- How CF1 can help boost your flip margins.
- Details on all our Hard Money Products.
- Apply For Hard Money Loans
- Access Pro Comp Tool
- Exclusive rewards and material discounts.
- Set-up recurring or one-time payments.
- Reach our dedicated customer care team.
- Request loan payoff.
Learn More Today
Responsive. Reliable. Results-Oriented
We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.
How Capital Fund I Works: the Easy 3-Step Loan Process
At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.
Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)
Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day. Use the same software as the at no-cost.
After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.
Just 1-2-3 and You’ll Have the Funding You Need.
As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.
How Are We Able To Do This?
Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1
Watch to Learn More about Capital Fund 1
Here’s What Our Clients Are Saying About Us
Kolby was fast to repond and help us with all of our needs, totally recommend them and will be working with them in the near future.
September 13, 2021
This was my first time working with a hard money lender and Kevin Highmark was extremely helpful in explaining the process of getting funded. He also helped me determine the price level for properties I could buy based on my finances. The process of getting funded was super easy and I even qualified for a smaller percentage down payment than I was originally quoted! Will definitely use Capital Fund 1 again
August 12, 2019
It was a pleasure to work with the Capital Fund I, great rates, smooth transaction, everyone involved was super helpful. Thank you and I'm looking forward to do more business with you guys soon. Thanks!
September 13, 2021
I have been with Cap Fund 1 on several occasions and projects since 2016. Most recently, Kevin was right spot on with contacting me as one loan was paid off to see if I had another project to fund. I submitted a refinance and was approved in a very short time line. We closed and recorded without any glitches. Kevin and all the others involved were very helpful and really saved me in an extremely tight situation. I WILL be back as opportunities present and in the meantime I refer Capital Fund1 quite frequently.
January 20, 2019
Just Amazing from beginning to end! We are in the business of doing fix & flips and Capital Fund 1 is our go to lender. It's always an easy and smooth transaction no hidden fees or prepayment penalties. We are always pleased with the speed of service. We will continue to do business with Capital Fund 1 for all our deals. Keep up the GREAT Work!
April 22, 2019
Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.
May 27, 2021
CF1: Lock in Historically Low Rates for the Long Term
Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.