The Southwest’s Premier Private Lender

Learn More Today

Responsive. Reliable. Results-Oriented

We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.

Questions? We’d Love To Get In Touch

Schedule time with your Loan Originator

How Capital Fund I Works: the Easy 3-Step Loan Process

At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.

Just 1-2-3 and You’ll Have the Funding You Need.

As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.

How Are We Able To Do This?

Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1

Meet The Team

Watch to Learn More about Capital Fund 1

Here’s What Our Clients Are Saying About Us

  Everyone involved with my transaction was spot on. They were informative, timely with responses and docs and friendly. All did a great job for me. Thank you.

Kelly Holmes
September 6, 2021

  This is the best lender for investment properties. Excellent communication, no hidden fees, and most importantly, very fast turnaround! I was able to close my deals in less than 10 days with funding from Capital Fund 1.

ANNAM726
March 4, 2019

  This was my first time working with a hard money lender and Kevin Highmark was extremely helpful in explaining the process of getting funded. He also helped me determine the price level for properties I could buy based on my finances. The process of getting funded was super easy and I even qualified for a smaller percentage down payment than I was originally quoted! Will definitely use Capital Fund 1 again

James Erwin
August 12, 2019
  The team here is simply amazing. They are caring, kind and knowledgeable. They don't play games and that is an important attribute when you're dealing with important stuff. Trust in them. 5 STARS, all day.

Kurtis Barton
February 14, 2019

  Very prompt and professional service. The price was good and the process was seamless. Will be my number 1 choice on all deals.

Todd Fruend
June 27, 2021

  Capital Fund I has shown that they truly take care of their borrowers by providing upstanding diligence and professionalism when handling each aspect of the loan process. They openly communicate and are a pleasure to work with.

Hector Jimenez
January 5, 2017
  All our properties purchased with CF1 have been great experiences. Best rates, Accurate, Quick to fund and straightforward, good business, no hassles!

steve paglia
August 27, 2021

  Capital Fund 1 is the best hard money lender I have ever had the pleasure of working with. They are efficient, timely and through. When I need anything they are right there to help. Being on the Escrow /Title side of things there are some times when I need many things to get the deal closed and they get me whatever I need right away which makes it possible for me to close the files quickly and correctly. Customer service is huge for them and it shows in everything they do. I recommend them all the time to investors that are looking for a great unconventional lender. I hope to work with them for many years to come.

Valinda Evans
January 30, 2019

  Amazing, great work quick to close on asset based loans, always looking forward to working with Cap Fund 1!

Ron Breitenbach
October 6, 2019

Leave Us A Review

CF1: Lock in Historically Low Rates for the Long Term

Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.

Learn More

Find Us Online

HARD MONEY HOME | CRUNCHBASE | FREEDOM MENTOR | ZOOMINFO

Capital Fund 1